FINANCIAL RESOURCES

PAYMENT OPTIONS

For your convenience, we accept cash, personal checks, money orders, and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.

INSURANCE

As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network. We are not part of any managed care network. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

List of participating Insurance Companies:

• AETNA PPO (HealthCare plans)
• AETNA PA CHIP
• AMERIHEALTH
• AMERIPLAN
• AMERITAS
• BLUE CROSS/BLUE SHIELD OF NEW JERSEY (HORIZON HEALTHCARE)
• BLUE CROSS/BLUE SHIELD OF ALL STATES EXCEPT PENNSYLVANIA
• BROKERAGE CONCEPTS
• CARPENTERS WELFARE FUND
• CIGNA
• CONNECTION DENTAL
• DENTAL BENEFIT PROVIDERS (DBP)
• DELTA DENTAL OF ALL STATES (USA)
• DENTEMAX
• DOMINION
• DENTAL HEALTH ALLIANCE (DHA)
• FIRST REHABILITATION INSURANCE GROUP
• FORTIS
• FIDELITY
• FIDELIO ADMINISTRATOR
• GUARDIAN (DENTGUARD)
• GEHA
• HORIZON HEALTHCARE (RAYANT)
• HEALTH BENEFITS GROUP
• LOOMIS
• MAMSI HEALTH PLANS
• METLIFE
• NORTHEAST DENTAL PLAN
• PRUDENTIAL
• PRINCIPAL FINANCIAL GROUP
• RELIANCE STANDARD LIFE INSURANCE CO.
• SCHOOL CLAIMS SERVICES
• TEAMSTERS & HEALTH WELFARE FUND
• TRUSTMARK
• UNITED CONCORDIA
• UNITED HEALTHCARE
• WELLPOINT DENTAL /UNICARE